Chicago Credit Reporting Lawyers
Application for a Line of Credit Denied Due to Errors? Call Us Today.
The credit reporting attorneys at Edelman Combs Latturner & Goodwin, LLC recommend that all consumers learn how to manage their own credit reports.
Why Do I Need an Attorney?
If you have applied for a line of credit and been denied or if the information on your credit report is inaccurate, or if you were the victim of identify theft, you have the right to request that the appropriate consumer reporting agency corrects the inaccuracies. If an investigation does not resolve your dispute with the consumer reporting agency, you have the right to submit a written statement to be included in your file.
Contact us online or call (312) 626-3585 for a free consultation with a credit reporting attorney today.
About the Fair Credit Reporting Act
The Fair Credit Reporting Act passed by the U.S. Congress in 1970 gives consumers specific rights in dealing with consumer reporting agencies. Consumer reporting agencies and background check companies – such as Equifax, Experian, TransUnion, Innovis, HireRight, and LEXIS – keep detailed records on your financial life.
Their records include:
- How you pay your bills
- Whether you’ve been sued or arrested
- Whether you have filed for bankruptcy
These records are easily accessed by creditors, potential employers, and banks.
If you believe your rights regarding your credit report have been violated, you will want a skilled credit reporting attorney by your side. Count on the team at ECLG to represent your best interest and fight for your rights.
Start a free case evaluation with Edelman Combs Latturner & Goodwin, LLC. Call a credit reporting lawyer at (312) 626-3585. Se habla español.
Upholding the Laws Regarding Credit Reports
Credit reporting agencies may generally report unfavorable information about you for up to seven years, with some exceptions. Credit reports are to be made available only to those with specified permissible purposes. Employers must have your written permission to access your consumer report. These and other rules concerning credit reports are intended to protect consumers’ legal rights.
Call a Credit Reporting Lawyer in Chicago Today
If you believe that a credit reporting agency has violated your rights, we recommend that you contact our respected Chicago credit reporting attorneys right away. In some cases, a consumer reporting agency, individual, or organization that has violated the Fair Credit Reporting Act must pay damages and your attorneys’ fees. During a free consultation with our team, we can assess your situation and recommend the best course of action.
Contact Edelman Combs Latturner & Goodwin, LLC at (312) 626-3585 to work with a Chicago credit reporting attorney.