Protecting the Rights of Consumers For Over 25 Years

Please contact us if debt buyer Portfolio Recovery Associates (PRA) is suing you or attempting to collect money from you in Illinois, or has tried to do so within the last year.

PRA files hundreds of collection lawsuits against Illinois consumers each month. We regularly defend these cases in Illinois.

We also have brought individual and class actions against PRA for assorted violations of law, both in Illinois and elsewhere, under the Fair Debt Collection Practices Act and other laws. Many PRA collection letters have not complied with legal requirements.

Our attorneys have a total of more than 100 years experience handling consumer lawsuits, including both lawsuits by consumers and lawsuits against consumers. One of them wrote the book on defending collection lawsuits. D. Edelman et al., Collection Litigation: Representing the Debtor (Illinois Institute for Continuing Legal Education 2008, 2011, 2014, 2019, 2022 editions), as well as the chapters in Illinois Institute for Continuing Legal Education publications on the Truth in Lending Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and mortgage-related claims..

We offer free consultation to persons with debt collection problems. Please send whatever letters, court papers, or other documents relate to your problem and we will review without charge. If we conclude that we can be of assistance to you, we charge modest fees for defending foreclosure and collection lawsuits. We take virtually all affirmative cases on a contingency.