Protecting the Rights of Consumers For Over 25 Years

Please contact us if you have an adjustable rate mortgage loan and have been asked to make payments to someone other than the original lender, especially if you are behind on your loan. It has come to our attention that errors in calculating the interest rate are widespread under such circumstances.  In addition, many adjustable rate mortgage loans used the now-discontinued LIBOR rate as an index.  There are legal requirements with respect to the use of any substitute index.

Our attorneys have a total of more than 100 years experience handling consumer lawsuits, including both lawsuits by consumers and lawsuits against consumers. One of them wrote the book on defending collection lawsuits. D. Edelman et al., Collection Litigation: Representing the Debtor (Illinois Institute for Continuing Legal Education 2008, 2011, 2014, 2019, 2022 editions), as well as the chapters in Illinois Institute for Continuing Legal Education publications on the Truth in Lending Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and mortgage-related claims.