Protecting the Rights of Consumers For Over 25 Years

Please contact us if you are in Illinois and you are being sued on a loan originated by Marlette Funding/ Best Egg/ Cross River Bank.  Some of these loans were allegedly purchased by LVNV Funding and PCA Acquisitions V.

We can protect your interests. We can help you both defend the claims against you and assert your rights under the Fair Debt Collection Practices Act, Uniform Commercial Code, Truth in Lending Act, and other laws. Consumer financing is subject to numerous legal requirements. Noncompliance is common.

Our attorneys have a total of more than 100 years experience handling consumer lawsuits, including both lawsuits by consumers and lawsuits against consumers. One of them wrote the book on defending collection lawsuits. D. Edelman et al., Collection Litigation: Representing the Debtor (Illinois Institute for Continuing Legal Education 2008, 2011, 2014, 2019, 2022 editions), as well as the chapters in Illinois Institute for Continuing Legal Education publications on the Truth in Lending Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and mortgage-related claims.

If you are being sued, it is important that you do not default (fail to appear in court), and that you vacate any defaults that exist right away. Debt buyers and debt collectors count on your defaulting in order to win. Once they have a default judgment, they will try to garnish your wages and bank accounts. Make sure to call us for a free consultation as soon as possible before your court date, or if a default has already been entered, right away.

We offer free consultations. If you have a foreclosure or debt collection problem, please send whatever letters, court papers, or other documents relate to your problem and we will review without charge. If we conclude that we can be of assistance to you, we charge modest fees for defending foreclosure and collection lawsuits. We take most affirmative cases on a contingency.