Protecting the Rights of Consumers For Over 25 Years

Please contact us if auto finance company Nextgear Capital is trying to collect money from you. We can help you both defend claims against you and assert your rights under the Fair Debt Collection Practices Act, Truth in Lending Act, Uniform Commercial Code, Fair Credit Reporting Act, and other laws regulating auto financing.

Our attorneys have a total of more than 100 years experience handling consumer lawsuits, including both lawsuits by consumers and lawsuits against consumers. One of them wrote the book on defending collection lawsuits. D. Edelman, Collection Litigation: Representing the Debtor (Illinois Institute for Continuing Legal Education 2008, 2011, 2014, 2019 editions), as well as the chapters in Illinois Institute for Continuing Legal Education publications on the Truth in Lending Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and mortgage-related claims.

We look forward to hearing from you about this or any other consumer legal problem you wish to discuss.

We offer free consultations. If you have a foreclosure or debt collection problem, please send whatever letters, court papers, or other documents relate to your problem and we will review without charge. If we conclude that we can be of assistance to you, we charge modest fees for defending foreclosure and collection lawsuits. We take most affirmative cases on a contingency.