Question: Can a car finance  company sue me for a car I don’t have?   A loan company sued my husband and I for a car. We tried to return it to them in 2009  but it had broken down and they would not take it.  After that we moved and were unable to afford… Read More

Question: What can I do if I cannot afford my house after bankruptcy?     I had a bankruptcy in 2010 and discharged in 2011. I kept my house, but now I cannot afford it. Can I leave the house to the bank still? It was listed in the bankruptcy but I was never late and… Read More

Please contact us if you are having a problem with Ocwen… Read More

Question:  Can a debt collector call me on my cell phone?   Answer:  Debt collection calls are never pleasant, but they can be especially problematic when placed to your cell phone. There are several restrictions on debt collection calls to cell phones: 1. A debt collector cannot use an automated dialing system or recorded /… Read More

Question:  Can debt collectors leave messages on my answering machine? Answer:  Not unless they know that the only persons with access to the machine are yourself and your spouse.  It is a violation of the Fair Debt Collection Practices Act for a debt collector covered by the Act to leave messages unless the caller identifies… Read More

Question:  Can a debt collector call me repeatedly at work? Answer:  Under the Fair Debt Collection Practices Act, if you tell a debt collector that you aren’t allowed to get calls at work they must stop calling. Many clients complain that debt collectors call them at  work repeatedly. Also, the debt collector cannot leave messages with… Read More

A.G. Schneiderman Announces Settlements With Two Major Consumer Debt Buyers For Unlawful Debt Collection Actions For Years, Portfolio Recovery Associates And Sherman Financial Group Obtained Judgments Against New York Consumers Based Upon Untimely Claims Schneiderman: Debt Collectors Must Abide By Same Rules As The Rest Of Us NEW YORK – Attorney General Eric T. Schneiderman… Read More