Question: Can I ask to make payments and not go to court if I’m being sued by debt collector for a credit card?   I’ am being sued by a law firm representing a credit company. Is there any way I can ask to make payments with them without having to go to court about it.… Read More

Question: What should you do if being sued for deficiency on a repossessed car after 4 years?  I had my car voluntarily repossessed 4 years ago when I could no longer make the payments. There has been no contact since until yesterday when I received a demand for the full amount of the car. There are… Read More

Please contact us if you are sued by Pushpin Holdings in a Chicago court. Pushpin Holdings regularly files hundreds of cases in the Circuit Court of Cook County, Illinois against people located throughout the United States seeking to collect on personal guarantees of old credit card equipment  leases. In many of these cases Pushpin has obtained default… Read More

Question:  Can the owner of a corporation be sued if the corporation is administratively dissolved and owner continues doing business?   Answer:  Yes.  If you charter a corporation with the Secretary of State of Illinois and continue business in its name after its corporate status lapses for nonpayment of franchise taxes, anyone conducting the business… Read More

Background Checks: What Job Applicants and Employees Should Know Some employers look into your background before deciding whether to hire you, or before deciding whether you can keep your job. When they do, you have legal rights. The Federal Trade Commission (FTC) enforces a federal law that regulates background reports for employment, and the Equal… Read More

The U.S. Court of Appeals for the Seventh Circuit issued a decision on two lawsuits involving debt collectors offering “settlements” on debts that were beyond the statute of limitations. We represented the plaintiff in both cases. McMahon v. LVNV Funding and Delgado v. Capital Management Services, Nos. 12-3504 and 13-2030 (7th Cir., March 11, 2014). The… Read More

Please contact us if you were contacted by mortgage company “field agents” during the last year in Illinois, Indiana and Wisconsin.   These “field agents” often leave “door hangers” on doors.… Read More

Question: Am I legally responsible for my adult child’s medical bills if child is covered under my health insurance?  I have a 19 year old that is covered on my health insurance through my employer. Am I legally responsible for the portion of the medical bills that insurance doesn’t cover? Answer:   Not without an agreement… Read More

Question: Is a husband liable for his wife’s medical bills after she passes away?   Her bills were sent to a collections agency which is dunning me for the bills and collection charges. Answer:  Illinois has a Family Expense Act under which one spouse is generally liable for necessary expenses of the family, which includes non-elective… Read More

Question: Do papers have to be submitted to the courts and be issued a case number  before being served on the defendant by a process server? Answer:  This depends on where the lawsuit is.  In Illinois the answer is yes.  In a few states, such as Minnesota, the answer is no.… Read More