May 18, 2017 | ryan Consumer Protection Lawyers, We are on Your Side Please contact us if you are having problems with your CTA Ventra card. Check your account history for changes which you do not recognize and contact us is you find any. Also, contact us if you have placed money on the general-purpose debit card and are unable to access it. If you are an Illinois resident and have a non-business Internet loan from an unlicensed lender at more than 9%, the loan is not enforceable, and you may be able to recover damages from the lender and anyone trying to collect the loan. Contact us. To determine whether a lender is licensed, check with the Illinois Department of Financial and Professional Regulation at IDFPR License Lookup or 1-888-473-4858 or contact us. Contact us if Municipal Collection Services, Inc., is trying to collect a ticket or fine from you. Contact us if National Credit Adjusters has contacted you to collect a high-interest or payday loan, particularly one obtained over the internet. Contact us if representatives of Santander have contacted you to collect a debt. Contact us if you have entered into a payment plan with a debt collector or creditor giving them the right to debit your bank account and found that money was being taken in larger amounts, for longer periods, or at different times than you thought it would be. Contact us if you are having problems with a student loan. Contact us if you are getting automated telephone calls or “robocalls” claiming that you are liable for alleged copyright violations Contact us if you believe that your dog was harmed by dog treats containing chicken jerky made in China. Contact us if a debt collector has sent a “verification of employment” form to your employer. Contact us if you are being dunned or sued by a bad debt buyer. We have important information about your legal rights. Contact us if you are in Illinois and a debt collector is trying to collect a debt that is more than 5 years old (measured from the last payment). Contact us if you have received prerecorded or autodialed calls or spam text messages on a cellular telephone. Contact us if your Illinois landlord has not paid interest on your security deposit. Contact us if you have received voicemail or answering machine messages from a Debt Collector. Contact us if you are being sued in Cook County on a contractual debt entered into for personal, family, or household purposes and you do not live in Cook County and did not sign the contract in Cook County. Contact us if your medical provider or hospital arranged financing for their bills. Contact us if you received an unsolicited advertising fax (“junk fax”) – they are illegal, and you may be entitled to recover damages. Contact us if you paid more for private mortgage insurance than originally quoted. Contact us if someone is attempting to recover collection fees from you on debts. Alerts Please contact us if you have dealt with any of these high-interest lenders and debt collectors for high-interest lenders: Accucredit Associates Avante Teladvance, Inc. d/b/a Check ‘n Go Online CARDS Credit Services, LLC Card Express, Inc. CompuCredit Continental Finance Delbert Services East Side Lenders ECOM Financial E Duction Receivables Funding First Bank of Delaware Fortris Financial Halsted Financial Services Integrity Advance, d/b/a IAdvancedcash.com Lynk Systems National Recovery Services Noble Consumer Lending North American Asset Services d/b/a Frontier Financial Group Pack Management Group Paychecktoday.com Seattle Service Bureau, Inc. d/b/a National Service Bureau, Inc. TC Loan Service, LLC d/b/a ThinkCash TSYS Prepaid Rory Vohwinkel, d/b/a Rovo & Associates Please contact us if you have information about or letters from any of the following collection agencies, attorneys and bad debt buyers: Aargon Agency Absolute Collection Service Academy Collection Accelerated Financial Solutions Accent Service Co. Account Control Systems Account Management Services Account Recovery Service Account Recovery Technologies Accounts Recovery Bureau Acme Credit Services Adler & Associates Advanced Call Center Technologies Advanced Collection Professionals Advantage Assets Aegis Receivables Management/Aegis Communications (Global Vantage) Affiliated Credit Services AFNI AIS Services Alegis Allied Business Services Allied Collection Services Allied Data Allied Interstate Allied International Credit AllianceOne, Inc. AllianceOne Receivables Management Allstate Financial Services Alpine Capital Alpine Financial Solutions Alternative Recovery Management ALW Sourcing Aman Collection Service American Collection Systems American Coradius American Medical Collection Agency American Profit Recovery American Receivables American Recovery Systems American Revenue American Servicing Group AMO Recoveries (Asset Management Outsourcing) (collection agency) AmSher Collection Apelles, LLC. Apex Financial APM Financial Solutions Armor Systems Arrow Financial Services (bad debt buyer and collection agency) Ashwood Financial Asset Acceptance (bad debt buyer) Asset Acquisition Asset Management Professionals Asset Protection & Recovery Solutions, L.L.C. Asset Recovery Assetcare Associated Credit Services Associated Recovery Systems/ ARS National Services Associates Asset Management Atlantic Credit & Finance Bay Area Credit Service Bennett & Deloney Blatt, Hasenmiller Blitt & Gaines Bonded Collection Corporation Boudreau & Associates Bowman, Heintz Brachfeld & Associates / Brachfeld Law Group Bronson, Cawley & Bergmann, LLP (formerly Bronson & Migliaccio, LLP) Budzik & Dynia Bureau of Collection Recovery / BCR Bureaus Bureaus Investment Burke, Costanza CACH / CACV Cadle Capio Partners Capital Alliance Financial Capital Management Services Capital Recovery Service/CRS Capstone Financial Cardworks Servicing Carson Smithfield Cascade Capital CB Accounts CBCS / Credit Bureau Collection Services CBE (Credit Bureau Enterprises) CBM Accounts Service Cavalry (bad debt buyer) Cavalry Portfolio Services Cavalry SPV CCB Credit Services (collection agency) Central Credit Services Central Financial Control Central Portfolio CGR Services Chase Receivables / Credit Bureau of Napa County Check Law Recovery Systems Check Plus Systems Check Resolution Service ChexSystems CITGPF Client Services, Inc. (collection agency) CMG Recovery Codilis Coldata (collection agency) Collect America / Phillip Scott Lowery Law Offices Collectcorp Collectech Collection Corp. of America Collecto Colorado Capital Commercial Check Control Commercial Recovery Systems Commonwealth Financial Compucredit Computer Credit Concord Servicing Conrad Credit Consumer Adjustment Company Consumer Recovery Associates Continental Collection Agency Continental Service Group / Conserve Convergent Outsourcing Convergent Resources Cornerstone Resolution Credigy CCS/Credit Control Services Credit Collection Services Credit Control, LLC Credit Management Services Creditmax Credit One Bank Credit Protection Association Credit Solutions Creditors’ Alliance Creditors Financial Group Creditors Interchange Crescent Recovery Crosscheck Crown Asset Management CTI/Collectors Training Institute Data Search Collection, Inc. DCM Services DebtOne Denovus DRS/Debt Recovery Solutions Dickenson Financial Diversified Adjustment Service Diversified Collection (now Performant Recovery) Dorsey Thornton & Associates DUNSCOMM Dynamic Recovery Services Dynamic Recovery Solutions Dynia & Associates Echelon Recovery Elite Recovery / Greystone Alliance EMCC Emory Enterprises Encore Receivable / ERMI Enhanced Recovery Corporation Enterprise Recovery Systems Eos CCA Epstein Frisch Equable Ascent (Hilco) ERS/ER Solutions (Convergent Outsourcing) Erin Capital / Eltman, Eltman & Cooper Evergreen Professional Recoveries Excalibur (bad debt buyer) Federal Bond & Collection Services / FBCS (Philadelphia, PA) Federal Resource FFPM/Carmel Fidelis Fidelity Information Corporation / Fidelity National Information / Certegy FAMS/Financial Asset Management Systems Financial Recovery Services /FRS First Credit Services First Financial Resources First Integral Recovery First Investors First National Collection Bureau First Performance Recovery First Resolution First Revenue Assurance First Select (bad debt buyer) Firstsource Advantage / Account Solutions Firstsource Financial Solutions Fisher & Shapiro FMA Alliance FMA Enterprises FMS Focus Receivables Management Forster & Garbus Fourscore Resource Capital (bad debt buyer) Fred Hanna Frontier Financial Frontline Asset Strategies Galaxy Asset Purchasing Galaxy Portfolio GC Services (collection agency) General Revenue Genesis Financial Gerald E. Moore & Associates Glass Mountain Capital Global Acceptance Credit Corp Global Credit Greene & Cooper Gulf State Credit (collection agency/ bad debt buyer) Guyer & Enichen Harris & Dial Harris & Harris (collection agency) Harris Financial Management Harvard Collection Services Harvest Credit HBLC Healthcare Revenue Recovery Group Hilco Houston Funding Hudson Acceptance I.C. System Icon Equities IDT Carmel ICS/Illinois Collection Services IMC Credit Services IN Receivables Independence Receivables Inovision Integrity Financial IntelliRisk / IRNC Investment Retrievers iQor ISA Acceptance Island National Group Javitch Block & Rathbone J. C. Christensen & Associates Jefferson Capital JH Portfolio Debt Equities JNR Adjustment John C. Bonewicz, P.C. JRS-I KCA Financial Services Kirschenbaum & Phillips Kramer & Frank Law Offices of Howard Lee Schiff Law Offices of Joel Cardis Law Office of John P. Frye PC L. B. Gray, LLC LDG Financial Leading Edge Recovery Legal Collectors Ltd. LHR Liberty Acquisitions Linebarger Goggan Livingston Financial LTD Financial Services LVNV Macey, Wilensky Main Street Acquisition Malcolm S. Gerald & Associates Mapother & Mapother Maximum Recovery Solutions Medical Collection System MEDCLR Medical Recovery Specialists Mercantile Adjustment Bureau Merchants Credit Guide Merriman Investments Messerli & Kramer MHE Asset Investors Midland Credit Management/ MCM / MRC Receivables Midland Funding Midstate Collection Solutions MKM Acquisitions Monarch Recovery Management Monterey Financial Services Morgan & Pottinger Moss Codilis M.R.S. Associates (collection agency) M3 Financial Services NARS National Account Financial Services National Action Financial Services National Asset Management Enterprises National Check Bureau National Credit Adjusters National Credit Solutions National Enterprise Systems National Financial Systems National Management Recovery National Recoveries National Recovery Agency / NRA Group National Recovery Services National Recovery Solutions Nations Recovery Center Nationwide Credit Nationwide Recovery Network Recovery Services Niagara Acquisitions NCB Management Services NCC NCEP Nelson, Watson & Associates New Century Financial Services, Inc. NCO NCO Financial Systems (collection agency, bad debt buyer) NCO Portfolio Management Network Collection Services Norfolk Financial Northeast Credit & Collection NorthStar Capital Northstar Location Services Northland Group (collection agency) N.R.L.L. Nu Island Oasis Financial Solution Oliphant Omni Credit Services Omnium Worldwide Optimum Outcomes, Inc. OSI Oxford Management Pallino Receivables Palisades Acquisition Palisades Collection Partners for Payment Relief P & B Capital Group PCA Acquisitions Pendrick Capital Partners Penn Credit PCM/Performance Capital Management Pentagroup Financial People First Recoveries Performant Recovery Perimeter Credit Persolve Phillips & Cohen Associates, Ltd. Phoenix Asset Pierce & Associates Pinnacle Credit Service (collection agency) Pinnacle Financial Group Pinnacle Recovery Pioneer Credit Recovery Platinum Financial Services Plaza Associates Portfolio Acquisitions Portfolio Asset Group Portfolio Investment Exchange Portfolio Recovery Associates Praxis Precision Recovery Analytics (formerly Collins Financial) Premier Credit PARC / Premium Asset Recovery Prenda Law Firm Pride Acquisitions Primary Financing Services Prince-Parker & Associates Pro Collect Pro Com Services (Central Illinois collection agency) Professional Account Services Professional Claims Bureau Professional Collection Service Professional Credit Management Professional Debt Mediation Professional Recovery Consultants Professional Recovery Systems Professional Recovery Services Progressive Financial Services Protocol Recovery Service Pushpin Holdings PYOD QAR Quality Asset Recovery Razor Capital RCS CUF Consumer Acquisitions Receivable Management Services Receivables Performance Management RMS / Receivable Management Solutions Recovery Partners Redline Recovery Services Regent Asset Management Solutions Regional Adjustment Bureau Renaissance Recovery Solutions Rent Recover Resurgence Resurgent Capital Retrieval Masters Creditors Bureau Revenue Management Corporation Revenue Production Management, Inc., doing business as RPM, Inc. (collection agency) RGS Financial RiverWalk Holdings RJM RMG Systems / Receivable Management Group RMS Routhmeir Sterling Rubin & Rothman Sacor Financial Santander SBS Financial Schreiber Law Firm / Security Credit Services Second Round, L.P. Security Check Senex Sentry Credit Servicing Solutions Sherman Financial SIMM Associates Sko Brenner Southern Tier Agency Southwest Credit SquareTwo Financial Specified Credit Association SRA Associates Stanley Weinberg & Associates Stellar Recovery Stenger & Stenger Stephens & Michaels Associates, Inc. Stewart & Associates Stoneleigh Recovery Associates Sunrise Credit Services Surpas Resource Corporation Tate & Kirlin Associates Tek-Collect / TCI Tiburon Financial Titanium Solutions Total Card, Inc. Trak America / Data Search NY Transworld Systems Triumph Asset Triumph Partnerships Troy Capital TRS Recovery Truelogic TSYS Total Debt Management Unifund (bad debt buyer) United Collection Bureau United Debt Holdings United Recovery United Resource Systems United Tranz Actions Universal Fidelity Corporation Valentine & Kebartas Van Ru Credit Vengroff, Williams Velocity Investments Viking Client Services Viking Collection Virtuoso Sourcing Group Vision Financial Vision Receivable Management Vital Recovery Services VMC & Associates Weltman, Weinberg West Asset Management West Corporation Western Mass. Credit Corp. Williams, Scott & Associates Worldwide Asset Management Worldwide Asset Purchasing Worldwide Recoveries Worldzen (bad debt buyer) Wyse Financial Zakheim Zenith Acquisitions Zwicker & Associates Contact us if you have had dealings with the following mortgage companies: Bank of America / BAC Bank One Chase Deutsche Trust (Bankers Trust) EMC E*Trade GMAC Indymac Litton Loan Meritech Mortgage Ocwen Saxon Specialized Loan Servicing U. S. Bank Wells Fargo Contact us if you have concerns about problems you have had with any of these credit bureaus: Credigy Equifax Experian Telecheck Trans Union As a courtesy, we supply our Web site readers with fax numbers of collection agencies which we have gathered from the Internet. Contact us by phone, email, or fax for a free case evaluation. Se habla español. The consumer protection and class action lawyers of Edelman, Combs, Latturner & Goodwin, LLC, represent clients throughout Illinois, and in Federal Courts in Illinois, Wisconsin, Indiana, and Michigan, and will consider substantial cases in other jurisdictions.