Consumer Guide to Credit Reporting and Background Checks The Fair Credit Reporting Act passed by U.S. Congress in 1970 gives consumers specific rights in dealing with consumer reporting agencies. Consumer reporting agencies and background check companies, including Equifax, Experian, TransUnion, Innovis, HireRight, and LEXIS keep records on how you pay your bills, whether you’ve been sued or… Read More


Are There Errors on Your Credit Report? Have you been turned down for credit or been forced to pay higher interest rates as a result of credit reporting errors?Are you the victim of identity theft, or has your credit report been merged with somebody else’s? Have you tried unsuccessfully to get a credit bureau such… Read More


Illinois Credit Report Repair Lawyers Many types of inaccurate information can show up on credit reports. The credit bureaus sometimes misreport information from public court records, such as reporting a judgment in your favor as a judgment against you. It may mistakenly report that a debt remains unpaid or was paid late, or that a… Read More


Are You a Victim of Identity Theft? Identity theft takes numerous forms. Sometimes a complete stranger obtains your personal information and uses it to open credit accounts in your name. Sometimes a family member takes advantage of your personal information. In either case, dealing with damages caused by identity thief can be costly and frustrating.… Read More


  The Fair Credit Reporting Act passed by U.S. Congress in 1970 gives consumers specific rights in dealing with consumer reporting agencies. Consumer reporting agencies and background check companies, including Equifax, Experian, TransUnion, Innovis, HireRight and LEXIS keep records on how you pay your bills, whether you’ve been sued or arrested, and whether you have filed for… Read More