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Edelman, Combs, Latturner, & Goodwin, LLC

20 South Clark Street
Suite 1500

Chicago, IL 60603


info@edcombs.com
Phone: 312-739-4200
Fax: 312-419-0379


   

Sample Letter to Debt Collector or Debt Buyer

The following is a sample letter to use if you are being contacted by a debt collector about a debt you dispute or do not recognize.

Your name
Your address

Debt collector’s name
Debt collector’s address
[We suggest you fax or send by certified or
overnight mail so that you have a record
of RECEIPT by the debt collector]

Re: [account number]
Ladies/ Gentlemen:

Please be advised that we dispute the claimed debt(s) described above.

Please provide any contract or agreement we signed and an account history showing how you arrived at the conclusion that we owe the amounts claimed and when this alleged debt(s) was charged off.

Furthermore, you are hereby requested, as required by the Uniform Commercial Code, to provide copies of assignments and other documents showing that you or your principal is in fact the assignee of the debt(s) described above and that you are legally authorized to attempt to collect the claimed debt(s) from us.

Unless and until such proof is furnished, we do not recognize any right on your part to attempt to collect any amount from us through any means whatever, including credit reporting. We refuse to pay any debt that has not been substantiated in the manner we request and direct you to cease further communications unless and until you can provide such substantiation.

Any permission to use automated equipment to call us is revoked.

Thank you.

Sincerely,
[sign]

Contact an Experienced Lawyer

If you are seeking an attorney to assist you in a debt collection harassment case, contact a Chicago stop debt collection harassment lawyer at the Fair Debt Collection Act law firm of Edelman, Combs, Latturner & Goodwin, LLC.

Se habla español.

The consumer protection and class action lawyers of Edelman, Combs, Latturner & Goodwin, LLC, represent clients throughout Illinois, and in federal courts in Illinois, Wisconsin, Indiana, and Michigan, and will consider substantial cases in other jurisdictions.