Southern California Auto Dealership Group to Pay $1.4 Million for Violating FTC Order Requiring Clear Financing and Leasing Disclosures in its Advertisements Agency alleged ads misled consumers about the actual prices they would have to pay A Southern California-based auto dealership group will pay $1.4 million to settle Federal Trade Commission charges that it violated… Read More

FTC Charges Office Supply Scheme with Bilking Millions of Dollars from Small Businesses for ‘Free’ Samples of Cleaning Products At the Federal Trade Commission’s request, a federal court temporarily halted a New York-based office supply scheme that charged small businesses and non-profit organizations millions of dollars for “free” samples of cleaning and other products. The… Read More

FOR IMMEDIATE RELEASE: November 1, 2017 CONTACT: Office of Communications Tel: (202) 435-7170 CONSUMER FINANCIAL PROTECTION BUREAU REPORT FINDS SHARP INCREASE IN RISKIER LONGER-TERM AUTO LOANS Six-Year Auto Loans Carry Higher Costs and Higher Default Rates than Five-Year Auto Loans  Washington, D.C. – The Consumer Financial Protection Bureau (CFPB) today released a report on auto loan… Read More

FTC Charges Debt Collection Business Defrauded Consumers into Paying Debts They Did Not Owe The Federal Trade Commission charged a Georgia-based debt collection business with tricking people into paying money for debts they did not owe. A federal court temporarily halted the scheme and froze its assets at the FTC’s request. According to the FTC’s complaint, the business… Read More

  The Federal Trade Commission has obtained a court order against two men for their roles in an alleged scheme that lured consumers with fake rental property ads and deceptive promises of “free” credit reports into signing up for a costly credit monitoring service. The two settling defendants will pay a total of $762,000 to resolve the… Read More

Illinois prohibits “as is” sales of used cars by car dealers As of July 1, 2017, Illinois requires a limited warranty on used cars. The purchaser must be covered for defects “in a power train component” of which 14 are listed. The defect must appear within 15 days or 500 miles, whichever is less. If… Read More

Please contact us if Caliber Home Loans is trying to collect money from you.   There may be violations of law in documents sent to certain borrowers.… Read More

Illinois Biometric Information Privacy Act   In 2008, Illinois enacted the Biometric Information Privacy Act, 740 ILCS 14/1 et seq. (“BIPA”). BIPA is the most stringent law of any state regarding the consent, notice and disclosure procedures private companies must follow when collecting, storing or using people’s biometric information. Biometric information is defined (740 ILCS… Read More

Please contact us if EOS CCA / Collecto is attempting to collect a debt from you.… Read More