FDA News Release FDA takes action against four tobacco manufacturers for illegal sales of flavored cigarettes labeled as little cigars or cigars December 9, 2016 The U.S. Food and Drug Administration today issued warning letters to four tobacco manufacturers — Swisher International Inc., Cheyenne International LLC, Prime Time International Co. and Southern Cross Tobacco Company… Read More


FTC Rules California Naturel, Inc. Misled Consumers, Violated the FTC Act Order bars company from deceptively labeling products as “all natural” The Federal Trade Commission has granted summary decision against California Naturel, Inc., for falsely advertising its sunscreen product as “all natural” in violation of Sections 5 and 12 of the FTC Act. In its… Read More


Please contact us if a debt collector is trying to collect a Perkins loan from you.  It appears that in some or many cases, the collectors are trying to obtain collection fees in excess of 30% of the principal, interest and late charges.  Collection fees are capped by law at 30%.… Read More


Are you being sued or dunned on a private student loan allegedly held by National Collegiate Student Loan Trust? (updated) Until 2015, about 125 lawsuits per month were  filed to collect National Collegiate Student Loan Trust   loans in Cook County alone, with more in other Illinois counties.  We defended about 100  of these cases.… Read More


CFPB Takes Action Against Reverse Mortgage Companies for Deceptive Advertising Three Companies Cited For Falsely Claiming Consumers Could Not Lose Their Homes DEC 07, 2016 WASHINGTON, D.C. – Today the Consumer Financial Protection Bureau (CFPB) took action against three reverse mortgage companies for deceptive advertisements, including claiming that consumers could not lose their homes. The… Read More


FOR IMMEDIATE RELEASE: December 14, 2016 CONTACT: Office of Communications Tel: (202) 435-7170 CONSUMER FINANCIAL PROTECTION BUREAU FINDS MARKETING DEALS WITH COLLEGES CAN MEAN COSTLY FEES AND RISKS FOR STUDENTS Bureau Urges Schools and Banks to Put Students Best Financial Interest First   Washington, D.C. – Today the Consumer Financial Protection Bureau (CFPB) released a report… Read More


Vemma Agrees to Ban on Pyramid Scheme Practices to Settle FTC Charges Health drinks marketer touted unlimited income potential, but most people lost money Under a settlement with the Federal Trade Commission, Arizona-based Vemma Nutrition Company will end the business practices that the FTC alleged created a pyramid scheme. The multi-level marketing (MLM) company, which… Read More


Today, the Consumer Financial Protection Bureau (CFPB) took action against Moneytree, Inc., a financial services company that offers payday loans and check-cashing services, for misleading consumers with deceptive online advertisements and collections letters. The company also made unauthorized electronic transfers from consumers’ bank accounts. The CFPB has ordered the company to cease its illegal conduct, provide… Read More